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FIRST TIME BUYER ADVICE

We can guide you through the whole purchase process providing all the first time buyer advice you need.

Gem Mortgages is authorised and regulated by the Financial Services Authority FSA Number 442070 Consumer Credit Licence Number 620064

 

Your home may be repossessed if you do not keep up repayments on your mortgage

 

Registered Address : 5 Langthwaite Lane, Scawthorpe, Doncaster, South Yorkshire, DN5 7XW

 

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

 

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Set out below are the main costs you may incur when purchasing a property. This is by no means every cost but it covers the main ones to budget for.

Stamp Duty - Government tax payable when you complete your purchase. The amount payable is based on the purchase price.

Solicitor Fees - This amount will vary from case to case but for a single purchase, typical legal fees including disbursements may be around £700 - £1000

Property Survey - If you are arranging a mortgage to purchase your new property the lender will instruct a surveyor to carry out a valuation to confirm the property will be acceptable as suitable security. This can typically cost between £250 - £350 but this figure may be higher on some mortgage products.

We will keep you regularly updated with your mortgage’s progression and will manage the purchase process for you right through to completion.